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Retirement doesn’t mean the end of an active lifestyle. Quite the contrary, it opens up new opportunities for many new activities. Some retirees substitute voluntary community work for their former work. This gives definition or meaning to their roles after retirement.  [more]

She splits her year between New York City and Arizona. I have been a fan since her first book and especially enjoyed "The Artist Way." I like to believe that I was one of the first to devour it page by page, exercise by exercise. Not just once but six times.  [more]

The cold winter days and ice-storms are just around the corner. And we use about 50% of our energy to either heat or cool ourselves. Here are some simple tips to help you save some energy. Call it easy money or a donation to the environment. Either way, if you apply these tips both your pocket book and the environment will profit.  [more]

For business owners and family members alike, a credit card offer that includes a way to earn points toward travel is a great deal. A travel reward credit card is one that gives you the ability to earn credit with various aspects of the travel experience simply by using you card when you make your every day purchases.  [more]

Perhaps you have been wondering why other men get more attracted glances from the opposite sexes than you when you thought that there’s nothing really that much difference between them and you especially if you’d talk about physical appearances.  [more]

What would a casino be without a roulette wheel? These elegant red-and-black spinning games of chance are synonymous with gambling. A huge attraction at casinos across the country, the classic roulette wheel remains one of the most exciting casino games available.  [more]

Get set to be greeted by the Russians, with a grandiose display of a regal past from the Romanov’s to Peter the Great and Catherine the Great. In the form of tall spires, arched bridges, graceful canals, onion domes, icon paintings and wedding-cake skyscrapers; a fusion of Western and Eastern influences can be found everywhere.  [more]

Clustering, also called Mind Mapping, is a great way to savespace and time when you journal. For those of you thataren't familiar with Mind Mapping, you can search in Googleon the words or read one of Tony Buzan's (the creator)books. At the end I've included the ten basic rules of MindMapping.  [more]

Traditionally, homebuyers could look to two forms of mortgages – fixed rate and adjustable mortgages. While there are now many more options, this article takes a look at the adjustable rate mortgage.

What is an ARM Loan?

An adjustable rate mortgage [“ARM”] is a basic mortgage with one important exception.  [more]

If you are hoping to get approved for a bad credit auto loan, be prepared to pay slightly higher rates. While bad credit will not stop you from getting a home loan, credit card, or automobile loan, you may be penalized for having a low credit score.  [more]